// as in boy.
Boy.
Enjoy.
Annoy.
Boiling.
Royal.
Noisy.
Employer.
Appointment.
Coins.
/a/ as in cow.
Now.
South.
Round.
Town.
Pronounce.
Shout.
Houses.
Brown.
Mountains.
Boy, bow.
Coy, cow.
Lloyd, loud.
Roy, row.
Boils, bowels.
Oil, owl.